Important disclosures

Loans are subject to credit approval

DepositLending.com offers unsecured personal loans that can be used for a rental deposit. All loans are subject to credit approval. Meeting the eligibility criteria on our For Tenants page does not guarantee that a loan will be approved, or that a particular amount or repayment option will be available.

This website is not a commitment to lend. The terms of any loan we may offer, including the amount, repayment schedule, interest, and any fees, would be provided to you in your loan documents and in any disclosures required by law.

Equal Credit Opportunity Act

The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

The federal agency that administers compliance with this law concerning this creditor is the Federal Trade Commission, 600 Pennsylvania Avenue, N.W., Washington, DC 20580.

About our product descriptions

The Alpha, Beta, and Gamma options described on this site are general summaries of available loan structures. They are not an offer of a specific loan. We do not list interest rates or fees on this website. Any rate, fee, or annual percentage rate (APR) that applies to a loan would be disclosed to you as required by law before you agree to the loan.

References to funds typically being available as soon as the next business day describe a usual timeframe and are not a guarantee in every case.

Questions

If you have questions about these disclosures or about a loan, please contact us at info@DepositLending.com.